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Privacy Policy

InsuranceLine Privacy Policy

We respect and protect your privacy

Many Internet users are unaware of how easy it is to give away information about themselves when they navigate the web. InsuranceLine is committed to achieving the highest standards in the protection of your privacy and in our handling of personal and health information. InsuranceLine wishes consumers to know that it complies with all elements of the Privacy Act 1988.

Collection of information

We collect information from visitors to our site during online applications, online quoting, online customer service activity, and so on. Any personal details that you provide as a result of accessing the Site or sending emails will be used for the purposes of dealing with your request or enquiry. This may involve disclosing your personal information to other companies within the InsuranceLine group or to service providers who help us in operating our business.

The personal, health and medical information you provide will be kept private, and will only be given to these parties if required. Without this information, applications cannot proceed. Your personal information may be disclosed to the following 3rd parties:
  • The insurer, reinsurer, plan administrators, investigators, health professionals, lawyers, accountants and any related bodies corporate – in order to assess your policy application, administer your policy and assess a claim
  • Organisations to which we, the insurer or the plan administrators outsource mailing, information technology, telephony and communications requirements – in order to process your application.
  • Government regulatory bodies – if required by law.
  • A life insured named in your application.
  • The financial institutions involved in collecting your premium.

By signing an application form or making a telephone or online application you consent to these disclosures listed above. By supplying us with contact details you agree to allow InsuranceLine to contact you from time to time in relation to the products we offer until you tell us otherwise. You have rights to access the personal information held about you. If you wish to do so, or if you do not want to receive any information on other products or services offered by InsuranceLine or the insurer, please contact us

Cookies

InsuranceLine makes use of "cookies" to make our website perform better. A "cookie" is a feature built into your browser that assigns you a "user ID". Cookies are used to follow the pattern of movements of web users. Cookies let us know which pages on our website are visited, in what order and how often. By themselves, cookies can't be used to discover your identity, they merely identify your computer to our servers when you visit us. If you are unhappy about having a cookie assigned to you, you can set your browser to refuse cookies. Cookies are not used to record any personal information such as your name, address or email address.

Record of visits

When you visit the InsuranceLine website pages, our server makes a record of your visit and logs the following information:
  • the user's server address
  • the user's top-level domain name
  • the date and time of visit to the site
  • the pages accessed and documents downloaded
  • the previous site visited
  • the type of browser

No attempt is made to identify users, or their browsing activities, unless a law enforcement agency or a court exercises a valid warrant to inspect the service provider's logs.

Email

We will record your email address or other personal details if you send us a message, apply online, quote online or request a update to your policy. It will be used for the purpose for which you have provided it to InsuranceLine and from time to time we may email you with promotional offers and opportunities to purchase from us. Should you receive an offer, you will always be provided with the option to opt out from further offers.

Security

When you begin the quoting and application process on the InsuranceLine site, a secure system software called "socket security layer" (SSL) encrypts all information you input before it is sent to us.

Retention and Disposal of Information

InsuranceLine will only keep information it needs for the purpose for which it was collected. InsuranceLine will dispose of such information when it has no further needs to use it or it is required by law to do so.

Information by telephone

InsuranceLine appreciates that some people may not wish to submit information via email or the Internet. If you do not wish to submit personal information to InsuranceLine through our websites or via email, you can call us on 13 77 87.

Accessing and Updating Information

We are happy to provide you with details of information held about you on our customer file. To access this information, please contact us using the details below. Please also include your name and contact phone number as we will need to be satisfied as to your identity before providing such details

Please let us know if your details change and we will make every effort to keep any personal information held up to date and accurate.

You and your privacy

If you have any questions regarding any matters related to your privacy, or if you believe there has been a breach of your privacy, please contact us on:

Mailing Address: The Privacy Office,
InsuranceLine
Reply Paid 62
Carlton South VIC 3053

Email: privacy@insuranceline.com.au

Phone: 13 77 87

Fax: 1800 730 099

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