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Making an Accidental Death Claim

If you’ve recently had someone unexpectedly pass away, we’re sorry for your loss. We’ll do everything we can to make things as easy as possible.

To make an Accidental Death claim, just follow these simple steps.

Step 1: Contact us

Call us on 13 77 87 to let us know you'll be making a claim.

Please note that we are closed on public holidays. You can send us an email using our enquiry form and we will respond to you during operating hours.

 

Your responsibilities when dealing with us:

We all deserve to feel safe and to be treated with respect. When you contact us, you can always expect our staff to provide helpful and respectful service. We also ask that you are respectful of our staff as we don’t accept abusive, threatening or violent behaviour.

Step 2: Send us the details

When you're ready, please send us the following documents:

  1. A completed Claim Form



  2. A certified copy of the Death Certificate, Medical Attendant’s Certificate or another document showing evidence of death
  3. A certified copy of the deceased’s birth certificate, passport or another official document showing their date of birth
  4. A certified copy of proof of your identity

Please note:

Documents provided must be in English.

A certified copy is a copy signed and certified as being a true and accurate copy of the original document by a person who is authorised by law to certify documents. Legal practitioners, Justices of the Peace, police officers and chemists are some of the individuals who are authorised by law to certify documents.

You can send your documents to us via:
  • Fax: 1800 245 662
  • Email: claims@insuranceline.com.au
  • Mail:
    Insuranceline Claims
    Reply Paid GPO Box 5380
    Sydney NSW 2001 (no stamp required)

We will start assessing your claim immediately after we have received the required documents, and will contact you if we need any more information.

We will contact you to let you know how your claim is progressing. If there are other people insured on your policy we’ll update it and send out new policy documents once your claim is processed.

Do you need help?

If you assistance with your claim, please contact us.

If you’re in financial difficulties, Centrelink may be able to help you with a bereavement payment, bereavement allowance or a widow’s allowance. For more information, call Centrelink on 13 28 50.

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^The 5% discount offer is only available to customers who take out a quote and new Insuranceline Life Insurance, Income Protection Insurance or Funeral Insurance policy between 1 August – 31 October 2024. The 5% discount will be automatically applied to your Insuranceline Life Insurance, Income Protection Insurance or Funeral Insurance premium for the life of the policy.

Insuranceline Win 1 of 5 $1000 Visa Cards (Competition): Competition closed on 31st of July 2024. Winners will be sent an email and will be attempted to be notified via phone within two (2) business days of the Prize Draw and Time, as listed in the table in Condition 13 of the full terms and conditions and published on https://www.insuranceline.com.au/campaigns/competition-terms. Authorised under NSW Permit Number NTP/09255, ACT TP24/00483, & SA Licence No. T24/388.

**Bonus 10% more cover is calculated on the fifth anniversary from the Policy Commencement Date. Each adult life insured will have an extra 10% of the average Funeral Insurance Cover amount held during the previous five years added to their Funeral Insurance benefit. Terms and conditions apply. Refer to the PDS for more information.

#Claims paid figures relate to all Insuranceline life insurance policies in the 2021 financial reporting year (1 April2021 to 31 March 2022). All claims on Insuranceline policies are assessed against the relevant policy terms and conditions. These terms and conditions, as well an explanation of the claims process, can be found in the applicable Product Disclosure Statement. Claims are administered and settled by the insurer, TAL Life Limited.

***Insuranceline is the longest standing provider of Funeral Insurance in Australia, based on: Strategic Insight, Actuaries & Researchers. Funeral Insurance means a policy with periodic premium payments that provides a lump sum to help pay for funeral and associated expenses when you die and excludes pre-paid Funeral Plans and Funeral Bonds.

The information provided on this website is general advice only which means it does not take into account your individual needs, objectives or financial situation. For this reason, you should consider whether it is appropriate for you, and before you decide to buy or to continue to hold an insurance product, you must read the relevant Combined Product Disclosure Statement (PDS) and the Financial Services Guide (FSG). The PDS/FSG contains important information which will help you understand the product, including what's covered and what's not covered and to decide whether it is appropriate for you. The Target Market Determination (TMD) for the relevant product, where applicable, is also available.

If you are considering cancelling a policy you already hold in order to replace it with a new policy, make sure you read the terms and conditions of both policies before you make a decision. The cover terms may be different, you may lose benefits accrued under your existing policy, and waiting periods may apply to the new policy. Changes in your personal circumstances (such as your age, health, and employment) that have occurred since your existing policy was originally taken out may also affect your new policy. As your application for a new policy may not be accepted, and some policies may be unable to be reinstated after they have been cancelled, you should consider waiting until your new policy is confirmed before you cancel any existing cover.

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