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Income Protection Insurance

Don’t hide from life’s unexpected turns, be prepared for them. Income Protection helps you pay your bills and support your family if you're unable to work due to illness or injury, so you can focus on your recovery.

eGift card offer
$100 eGift card with cover^

Protect the heavy stuff with a new Insuranceline policy and get a $100 eGift card. T&Cs apply.

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Insuranceline Income Protection

Injury and illness can be touchy topics. Let’s talk about how you can be prepared for challenging times. If you're unable to work due to serious illness or injury, Income Protection Insurance can provide a monthly benefit payment.Our policy offers up to 75% of your monthly income, or a maximum of $10,000 per month. Pre-existing conditions may be covered, and you can choose from flexible waiting and benefits periods to get the right coverage for your needs. So that if the unexpected happens you can stay on top of debt and focus on getting better.

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How to apply for
Income Protection

1

Decide how much cover you need. See our FAQs below for some things to consider when working out the amount you need, or try our Income Protection Calculator

2

Get an online quick quote by answering some simple income, occupation, health, and lifestyle questions.

3

Answer some additional questions about your income, occupation, health & lifestyle and view your final quote.

4

Once you’re happy with your quote, you can pay online and get your policy straight away.

Income Protection Insurance FAQs

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Why Insuranceline?

Trusted

Quality cover

Flexible

Cover your way

Affordable

Right price and value

Confidence

There when you need us most

What our customers say

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What can we help you with?

Please select an option below.

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eGift card

Protect the heavy stuff with a new Insuranceline policy and get a $100 eGift card for your everyday essentials^.

^Offer available to Insuranceline customers who complete an application for an Insuranceline branded and distributed Life Insurance, Income Protection or Funeral Insurance policy between 1 November 2024 and 31 March 2025 (inclusive). All eligible customers need to be issued with a policy with a policy commencement date prior to 00:01AM (AEST) 1st of May 2025 and would need to hold the policy for 4 consecutive months and pay 4 months’ premiums in full. One eGift card per Policy Owner per eligible policy type. View full terms and conditions.
Backed by TAL

Any financial product advice is general in nature only and does not take into account any person’s objectives, financial situation or needs. Before acting on it, the appropriateness of the advice for any person should be considered, having regard to those factors. Persons deciding whether to acquire or continue to hold life insurance issued by Insuranceline should consider the relevant Product Disclosure Statement (PDS). The Target Market Determination (TMD) for the product (where applicable) is also available.

Promoted by Insuranceline, a trading name of TAL Direct Pty Limited (of Level 16, 363 George Street, Sydney NSW 2000) ABN 39 084 666 017 AFSL 243260. TAL Life Limited ABN 70 050 109 450 AFSL 237848 issues the life insurance benefits. Hallmark General Insurance Company Ltd ABN 82 008 477 647 AFSL 243478 issues the Involuntary Unemployment Cover.

The ways in which Insuranceline collects, uses, discloses and secures your personal information are set out in the Insuranceline Privacy Policy, which is available free of charge on request.